Our services
One connected view of your finances.
We don't sell products in isolation. Each service below feeds the others — because your tax position, your business drawings and your long-term investing are one conversation, not three.
In detail
What each engagement covers
We build a 13-week rolling forecast and a monthly management pack tailored to your business, then meet to interpret it. You leave knowing your runway, your seasonal squeeze points and the levers that actually move the number.
Registered practitioners handle personal and corporate returns, provisional tax, VAT and SARS correspondence — but the value is in the structuring done before filing, so you pay what you owe and not a rand more.
Independent, fee-based portfolio construction across JSE-listed and offshore assets, with transparent costs and a written mandate. We rebalance to your plan, not to whatever product paid the best commission.
A clear projection of what your retirement will cost and whether your current contributions get you there, with a contribution and fund-selection strategy that adjusts as your life does.
Wills, trusts and business-succession structures coordinated with your tax and investment plans, so your estate passes on with the least cost and confusion to the people who inherit it.
For owner-managers: we coordinate salary versus dividends, personal versus company tax, and how you extract and invest what the business generates — as a single, deliberate plan.
How we work
The Brenvato method
Every engagement, whatever its size, runs through the same four phases.
Listen & gather
We start with your situation and your goals, not a product. We collect the numbers — statements, returns, policies — and build a complete picture before we say a word of advice.
Model & analyse
We stress-test your position: what happens in a bad quarter, at retirement, if SARS queries a return. The analysis is where the real work sits, and it's shown to you, not hidden.
Advise in writing
You receive a plain-language written plan with specific, prioritised actions and the reasoning behind each one. Nothing verbal-only, nothing you can't take away and re-read.
Review & adjust
Life moves, and so does the plan. We meet on a set cadence — quarterly or annually — to check the numbers against reality and adjust course before drift becomes a problem.
Fees
Transparent, fee-based, no hidden commissions
We quote every engagement upfront. Below is where our common formats start — your first call is always free.
Advisory session
- A focused, two-hour session on one question
- Written summary with clear next steps
- Ideal for a second opinion or a single decision
Ongoing retainer
per month
- Named adviser and quarterly reviews
- Cash flow pack, tax and investment oversight
- For businesses and families wanting continuity
Project engagement
per project
- Estate restructure, business sale readiness or a full financial plan
- Fixed scope, fixed fee agreed before we begin
- Delivered as a written report with an implementation call
Good questions
Before you get in touch
Yes. We are fee-based and receive no product commissions. You pay us for advice, and that is the only way we earn from you, so our recommendations aren't shaped by what pays us best.
Not necessarily. We advise on what you already hold and only recommend a change where there's a clear, quantified reason. Sometimes the best advice is to leave things as they are.
Very much so. A large share of our clients are owner-managers earning good money but drowning in complexity. The advisory session format exists precisely for people who don't want a full retainer yet.
A real adviser replies to every enquiry within one business day. From first call to a written plan is typically around eleven days, depending on how quickly we get your documents.
Yes. Our registered tax practitioners handle correspondence, provisional returns and disputes directly with SARS, keeping you in the loop without making you do the heavy lifting.
No. We're based on Bree Street and love meeting in person, but most of our work runs comfortably over calls and secure document sharing for clients across the country.
Not sure which service you need?
That's exactly what the first call is for. Tell us the situation and we'll point you to the right starting place — even if that's not us.